Services

COBRA

COBRA is complex and compliance is mandatory. COBRA is often viewed as an “employee benefit”, but the reality is – it’s a law. Fines can amount to hundreds, even thousands of dollars for every day that your organization does not comply. Our experienced team can help you mitigate that risk. We can free you from the burden of COBRA administration.

Our service includes:

· Distributing notifications and correspondence, election packets, and termination notices as required by law;

· Courtesy notices such as late payment notices and deficient payment notices;

· Maintaining qualifying events and HIPAA loss-of-coverage data;

· Processing election forms, and tracking key dates to ensure accurate and timely responses to administrative requirements;

· Provide HIPAA Certificates of Creditable Coverage (optional);

· Provide other notifications (optional, additional charge) such as Medicare Part D Creditable Coverage Notices, Women’s Health & Cancer Rights Act, Michelle’s Law, and Mental Health Parity.

RETIREE BILLING

Your former employees have given years of their lives to your company. You want to do the right thing by your retirees, but retiree billing can be time consuming and difficult. You need to have the right resources, and Continuon Services can help! Our Retiree Billing solution is cost effective and can be customized to your needs.

Our service includes:

· Notification of eligibility

· Enrollment

· Billing

· Collection and Remittance of Premiums*

· Eligibility Transmission

· Termination of Coverage

* We offer automatic bank draft free of charge

Credit card payment is available for an additional fee.
Premiums can be remitted back to the client or to each respective provider.

Contact us at retiree@continuonservices.com to discuss your needs.

DEPENDENT ELIGIBILITY AUDITING & PLAN COMPLIANCE

Did you know that conservatively, 3% to 5% of your covered dependents are not eligible under the terms of your plan? In fact, it is not uncommon to find as many as 10% of covered dependents ineligible. The cost to your company can be staggering.

Dependent eligibility audits are not popular. However, with an audit comes opportunity. You can use an audit to:

· Reiterate the importance of financially sound plans

· Explain that ineligible dependents increase costs for everyone

· Educate employees on the plan’s eligibility rules

· Underscore that employer provided health is still a privilege (at least for the near term)